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2026 Regular Session

SB582

Consumer Protection - Unsolicited Loans

Prohibiting a person from sending a check or other negotiable instrument to an individual under certain circumstances; establishing that an individual who receives a check or other negotiable instrument is not liable for the amount of the check or negotiable instrument under certain circumstances; and providing that a person who violates the Act is guilty of a misdemeanor and on conviction is subject to a fine not to exceed $500.

Legislative progress

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This summary includes only completed milestones supported by recorded actions. It does not predict the next step, and it preserves later committee reassignments, concurrence, conference, veto, and approval actions when they occur.

Introduced in Senate February 4, 2026 Senate passed March 19, 2026 House passed April 10, 2026 Senate passed April 10, 2026 Enrolled April 10, 2026 Governor approved April 28, 2026

Recorded floor votes

3 roll calls are available for this bill. This record includes procedural and intermediate action as well as substantive final votes.

March 19, 2026 · Senate

Third Reading Passed

Passed ⭐ Substantive final action

45 yea–0 nay · 2 absent

View roll call

April 10, 2026 · Senate

Third Reading Passed

Passed ⭐ Substantive final action

42 yea–0 nay · 2 not voting · 3 absent

View roll call

April 10, 2026 · House

Third Reading Passed

Passed ⭐ Substantive final action

136 yea–0 nay · 2 not voting · 3 absent

View roll call

Committee referrals

February 4, 2026 · Senate

Finance

Instrument history

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This is the complete recorded action history in the current source package. Highlighted entries are marked as significant by the source. A roll-call link appears only when a vote-like action has one unambiguous same-day chamber vote.

  1. Senate Approved by the Governor - Chapter 316
  2. Senate Passed Enrolled View roll call
  3. Senate Third Reading Passed (42-0) View roll call
  4. Senate Senate Concurs House Amendments
  5. House Third Reading Passed (136-0) View roll call
  6. House Second Reading Passed with Amendments
  7. House Favorable with Amendments {573927/1 Adopted
  8. House Favorable with Amendments Report by Economic Matters
  9. House Hearing 3/26 at 2:30 p.m.
  10. House Hearing canceled
  11. House Hearing 3/26 at 1:00 p.m.
  12. House Referred Economic Matters
  13. Senate Third Reading Passed (45-0) View roll call
  14. Senate Second Reading Passed with Amendments
  15. Senate Favorable with Amendments {583026/1 Adopted
  16. Senate Favorable with Amendments Report by Finance
  17. Senate Hearing 2/19 at 1:00 p.m.
  18. Senate First Reading Finance
Source provenance