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2026 Regular Session

HB1399

Consumer Protection - Consumer Reporting Agencies - Use of Algorithmic Systems

Establishing requirements for consumer reporting agencies that use algorithmic systems to assemble or evaluate consumer credit information on consumers for the purpose of furnishing consumer reports to third parties; and requiring the Commissioner of Financial Regulation of the Maryland Department of Labor to establish certain assessment thresholds for algorithms, mandate regular training for human reviewers, and implement a certain whistleblower protection program.

Legislative progress

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This summary includes only completed milestones supported by recorded actions. It does not predict the next step, and it preserves later committee reassignments, concurrence, conference, veto, and approval actions when they occur.

Introduced in House February 13, 2026

Committee referrals

Instrument history

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This is the complete recorded action history in the current source package. Highlighted entries are marked as significant by the source. A roll-call link appears only when a vote-like action has one unambiguous same-day chamber vote.

  1. House Hearing 3/10 at 1:00 p.m.
  2. House First Reading Economic Matters
Source provenance